This stunning BRAND NEW home with 4 bedrooms, 3 baths offering the perfect blend of space, luxury and convenience on a generous quarter acre lot. Ideally situated near shopping & medical facilities, it provides easy access to essential amenities while maintaining a peaceful, private atmosphere. With no HOA restrictions, you have the freedom to personalize your property to suit your lifestyle. Plus, its USDA-eligible location means 100% financing is available making homeownership even more attainable. Step inside to find a beautifully designed interior featuring spacious, light-filled living area. No carpet. Stainless steel appliances. Thoughtfully crafted for both comfort and style, this home is an exceptional retreat that perfectly balance modern living with timeless charm. See the breakdown below for your buyers:USDA at $325,0006.625% Interest RateFICO score must be 620 or higher ... $2,102 = Principal & Interest Income limits at: $112,450 ... for a 4-person family. FHA at $313,6256.50% with a FICO score of 620-639 ... $2,017 = Principal & Interest6.625% with a FICO score of 600-619 ... $2,043 = Principal & Interest6.99% with a FICO score of 580-599 ... $2,121 = Principal & Interest3.50% = Down Payment = $11,375Down Payment may be GIFTED from a RelativeNo Income Limit on FHA Loans