This exquisite 4-bedroom, 3-bath home sits on over a quarter-acre, blending space, luxury, and convenience seamlessly. Ideally located near shopping centers and medical facilities, it offers easy access to essential amenities while preserving a serene atmosphere. With no HOA restrictions, you have the freedom to personalize the property to your liking. Additionally, its location in a USDA-eligible area means 100% financing is available, making homeownership more attainable. Step inside to discover a thoughtfully designed interior with spacious, light-filled living areas and elegant, high-end finishes. This home is a perfect retreat, combining comfort, style, and practicality. USDA at $325,0006.625% Interest RateFICO score must be 620 or higher ... $2,102 = Principal & InterestIncome limits at: $112,450 ... for a 4-person family. FHA at $313,6256.50% with a FICO score of 620-639 ... $2,017 = Principal & Interest6.625% with a FICO score of 600-619 ... $2,043 = Principal & Interest6.99% with a FICO score of 580-599 ... $2,121 = Principal & Interest3.50% = Down Payment = $11,375Down Payment may be GIFTED from a RelativeNo Income Limit on FHA Loans