3029 West Villa Cassandra Drive Phoenix, AZ 85086

Take over a 2.75% VA loan, no military service required! $256k assumable loan with M & T Bank. That means a payment built on a 2021 rate instead of today's 7%+. This 4-bedroom, 2.5-bath Tramonto home has a flexible upstairs loft, fresh 2026 interior paint, professionally installed LVP, 10 new dual-pane windows, a tankless water heater, quartz counters, Samsung appliances, a custom built-in pantry, and an EV charger in the garage. Relax under the backyard gazebo on cool desert evenings. Walk to Sunset Ridge K-8 and enjoy Tramonto's two pools, heated spa, tennis, volleyball and basketball courts, parks and trails. Minutes to I-17, Norterra shopping and the TSMC campus. Ask for the assumption payment breakdown!