Owner may carry with 25% down, fixed interest rate of 4.99%, 5 year balloon payment. Located in one of North Central Phoenix's most desirable gated communities, this spacious 4-bedroom, 3.5-bath home with a flexible den/optional 5th bedroom offers the perfect balance of family-friendly comfort, functionality, and timeless design. Built in 2014, it features thoughtful upgrades and a layout designed for everyday living and effortless entertaining.Step inside to soaring 10-foot ceilings and an open, airy floor plan that welcomes natural light throughout. The heart of the home is the chef's kitchen, showcasing a center island, granite countertops, 5-burner gas stove, double wall ovens, walk-in pantry, and rich knotty alder staggered cabinetry. The primary suite is a peaceful retreat, featuring a fully remodeled, spa-inspired bathroom with an oversized walk-in shower, private toilet room, and a generous walk-in closet. Each secondary bedroom is well-sized, and the additional den provides the flexibility to create a home office, playroom, or guest suite.Step into your private resort-style backyard, ideal for both relaxation and play. The professionally landscaped lot features an oversized travertine patio, built-in BBQ island with lighting and outlets, a cozy gas beehive fireplace, covered patio, and a paver walkway leading to two TUFF sheds for extra storage. It's a dream setup for entertaining, enjoying Arizona evenings, or making memories with the kids.Families will love the location just minutes from top-rated private schools including All Saints, St. Francis Xavier, Xavier College Prep, and Brophy College Prep. School commutes are a breeze, and you're surrounded by a tight-knit, welcoming community.This home sits in the heart of North Central Phoenix, a neighborhood prized for its lush, tree-lined streets, strong sense of community, and the iconic Bridal Path a scenic, multi-use trail perfect for morning walks, bike rides, or stroller outings.Location, lifestyle, and convenience come together here. A Safeway grocery store is just minutes away, while Downtown Phoenix is just south offering quick access to world-class dining, arts, and professional sports. Local favorite restaurants such as The Macintosh, Windsor, The Henry, Chula Seafood, and Chelsea's Kitchen are all nearby, offering amazing options for family dinners or casual date nights.If you're looking for a beautifully upgraded, move-in ready home in one of Phoenix's most coveted neighborhoods, this is the one. Come experience the perfect combination of luxury, location, and livability.